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Authorization holding, also known as deferred payment, is the process of "freezing" a specific amount on a customer's account until the transaction is completed or canceled. This practice provides the seller with assurance of payment for the product while allowing for the rapid and commission-free return of funds or partial refunds in case of transaction cancellation. In this article, we will delve into authorization holding, its key features, and the benefits it offers to both payers and sellers.

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